2123 Central Ave, Schenectady, NY 12304

Our Credit Repair Services

Comprehensive solutions designed to challenge inaccuracies and improve your credit profile.

What We Offer

From initial analysis to ongoing monitoring, we provide end-to-end credit repair solutions.

Credit Report Analysis

We obtain and thoroughly review your credit reports from all three major bureaus (Equifax, Experian, and TransUnion) to identify:

  • Inaccurate or outdated information
  • Unverifiable negative items
  • Duplicate accounts or inquiries
  • Identity theft or fraud indicators

Dispute Filing

Our team files comprehensive disputes with credit bureaus and creditors challenging questionable items:

  • Late payments and charge-offs
  • Collections and judgments
  • Bankruptcies and foreclosures
  • Unauthorized hard inquiries

Creditor Negotiations

We communicate directly with creditors and collection agencies on your behalf to:

  • Request validation of debts
  • Negotiate pay-for-delete agreements
  • Arrange settlement options when appropriate
  • Challenge reporting accuracy

Progress Monitoring

Stay informed with regular updates and comprehensive tracking:

  • Monthly progress reports
  • Real-time client portal access
  • Credit score tracking
  • Direct communication with your specialist

Additional Services

Going beyond basic credit repair

Identity Theft Assistance

If you've been a victim of identity theft, we'll help you remove fraudulent accounts and restore your credit integrity.

Credit Education

Learn how to build and maintain excellent credit with personalized coaching and resources from our experts.

Score Optimization

Receive strategic recommendations to maximize your credit score, including optimal credit utilization strategies.

Professional credit repair consultation

Personalized Credit Solutions

Every credit situation is unique. That's why we don't believe in one-size-fits-all solutions. Our expert team develops customized strategies based on your specific credit profile and financial goals.

Whether you're looking to qualify for a mortgage, auto loan, or simply want to improve your financial standing, we're here to guide you every step of the way.

Schedule Your Free Consultation

Our Commitment to Compliance

Nova Credit Booster operates in full compliance with the Credit Repair Organizations Act (CROA) and all applicable federal and state laws. We do not guarantee specific credit score increases or the removal of accurate information. Our services focus on challenging inaccurate, unverifiable, or outdated information in accordance with the Fair Credit Reporting Act (FCRA).