2123 Central Ave, Schenectady, NY 12304

Transparent, Affordable Pricing

No hidden fees. No setup costs. Cancel anytime.

CROA Compliant Notice: You have the right to cancel your contract without penalty or obligation at any time before midnight of the third business day after signing. Payment for services cannot be charged or collected until all services are fully performed. We do not guarantee specific credit score increases or deletion of accurate negative information.

Basic Plan

$79/month

Perfect for those just getting started with credit repair

  • Credit report analysis (all 3 bureaus)
  • Up to 10 disputes per month
  • Monthly progress reports
  • Email support
  • Client portal access
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MOST POPULAR

Standard Plan

$119/month

Our most comprehensive solution for serious credit repair

  • Everything in Basic, plus:
  • Unlimited disputes per month
  • Creditor intervention letters
  • Phone & email support
  • Dedicated credit specialist
  • Score tracking & optimization tips
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Premium Plan

$159/month

Maximum support for complex credit situations

  • Everything in Standard, plus:
  • Priority processing
  • Identity theft protection
  • Bi-weekly check-ins
  • Creditor negotiation assistance
  • Personal credit coaching
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What's Included in Every Plan

Core features that power your credit repair journey

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Three-Bureau Monitoring

Track changes across Equifax, Experian, and TransUnion

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FCRA Protection

All disputes filed under Fair Credit Reporting Act guidelines

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Online Portal

24/7 access to your case status and documents

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Secure & Private

Bank-level encryption protects your sensitive information

Pricing Questions

Is there a setup fee?

No. There are no setup fees, activation fees, or hidden charges. You only pay the monthly subscription price for the plan you select.

Can I cancel anytime?

Yes. In compliance with CROA, you can cancel your service at any time without penalty. There are no contracts or cancellation fees.

When do I pay?

Per CROA regulations, we charge on a monthly basis only after services have been performed. Your first payment is processed after your initial consultation and analysis are complete.

Do you offer refunds?

Please review our Refund Policy for detailed information about our refund process and eligibility.

Ready to Get Started?

Schedule your free consultation and let's discuss which plan is right for you.

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